Upon winning the Lottery

中了彩票，现在我们有了一大笔钱。

No one has claimed the top prize in a lottery (18th September 2017) https://www.stuff.co.nz/national/96966060/noone-has-stepped-forward-with-saturdays-winning-30m-lotto-ticket-yet

假如有一天你有钱了，这十件事要记住. https://youtu.be/9kI0_r853IA

时光溯洄者 关注IP属地: 湖南

The author of the Chinese article below is “time traveler” (pen name) from Henan Province, China, written on the 31st day of March 2023. The title of this brief article is “The Ten ‘MUST’s’ do’s if you win a large sum of money from the lottery”. You may have won a lottery before and if you do please share your experience with us here. Most of us have yet to win a big lottery prize and the article emphasize the fact that we need to be mentally prepared for what we need to do if and when the day arrives and we find ourselves with a winning lottery of say ten million US dollars. If we can rehearse the following ten steps and be prepared for such an event, we would not be dying of sudden heart attack upon hearing the news that we have finally won a major money prize.

下面这篇中文文章的作者是来自中国河南省的“时间旅行者”（笔名），写于2023年3月31日。这篇简短的文章的标题是“如果你赢得一个大的，”彩票中的钱”你必须做的十件事。您以前可能中过彩票，如果您中过彩票的话，请在这里与您的经验。我们中的大多数人还没有中过大奖，这篇文章强调了这样一个事实，即我们需要做好心理准备，以便在这一天到来时我们发现自己中了 1,000 万美元的彩票我们需要做什么. 如果我们能演练以下十个步骤，并为这样的事件做好准备，我们就不会在听到我们终于中了大奖的消息时心脏病发作而死。

0.1622023.03.31 04:15:33字数 119阅读 45

1、不要告诉任何人，包括父母.

2、先还清所有债务.

3、放在银行里至少六个月.

4、不要搬进高档小区.

5、暂时不要辞掉你的工作.

6、不要购买昂贵的东西.

7、买房子或车子以后再考虑.

8、不要借给投资你亲朋好友生意.

9、保护你的孩子免受金钱侵害.

10、一定要省吃俭用.

No. 1: Simply stop bragging. Just do not tell the world that you have won the lottery. Avoid publicity of any kind.

No. 2: Start repaying all debts you owed, like the mortgage of your house, and the outstanding money owed to outsiders, including money owed to the bank’s credit card system.

No. 3: Keep the money in your banking system for at least six months and reflect on your financial position, making priorities as to where your money should be going. Do you want to donate to any charities? Would you be sharing your winnings with your family members? How best to share this without them making that win public knowledge?

No. 4: Do not start looking for an alternative house on a rich suburb just yet. Stay low key in your present house for at least another six months.

No. 5: Do not quit your job just yet. Stay on your present work for another six months or more.

No. 6: Do not, and I repeat, do not start buying expensive things just yet.

No. 7: After six months of careful consideration, start buying what you need, not what you want. For example, you need healthy food but you do not need branded clothes. You need to exercise to keep fit but you do not need to go for a long holiday abroad. You need to retain all of your good friends who have helped you in your bad times but you do not need those who have always been relying on your generosity.

No. 8: Do not invest in any business at all. Why? Because, you now have enough money to last for you and your spouse for your joint lives.

No. 9: If you have children who are still dependent on you financially, set aside the money they will need until they can have their own careers.

No. 10: You and your spouse must continue to live frugally.

LOTTO HEARTBREAK: THE COST OF WINNING BIG – COURT DISPUTES, RELATIONSHIPS SHATTERED (reproduced in full below). https://www.newstalkzb.co.nz/news/national/lotto-heartbreak-the-cost-of-winning-big-court-disputes-relationships-shattered/#:~:text=Supermarket%20millionaire,after%20the%20intense%20media%20interest.

Lotto heartbreak: When the champagne stops flowing – the cost of winning big

Author NZ Herald, Publish Date Fri, 20 May 2022, 6:07PM

Many of us like to imagine striking it rich in Lotto, living out the rest of our days with not so much as a care in the world, and trusting all our worries are far behind us. 

But as the old adage goes: money can’t buy happiness. 

That rings true for a number of lottery winners who have struck it rich over the years but lost relationships and in some cases ended up penniless despite landing a measure of wealth most could only dream of.

我们中的许多人都喜欢想象在乐透中发家致富，在余下的日子里过着世上无忧无虑的生活，并相信我们所有的烦恼都已经过去了。 
但正如那句古老的格言所说：金钱买不到幸福。
对于许多多年来致富但失去人际关系的彩票中奖者来说，情况确实如此，在某些情况下，尽管获得了大多数人梦寐以求的财富，但最终还是身无分文。

Amid the news of a once close-knit Auckland family now torn apart in a bitter Lotto dispute we look at the heartbreak that has befallen some who experienced champagne-popping glory before things took a turn for the worse.

在一个曾经亲密无间的奥克兰家庭现在因一场激烈的乐透纠纷而四分五裂的消息中，我们看到了一些在事情变得更糟之前经历过香槟盛宴的人所经历的心碎。
家庭划分：
八年多前，Angeline Deep Narain 将她的兄弟 Ajnesh Narain Chinappa 和他的妻子 Valashni Vandana Chinappa 告上法庭，因为他们购买了一处房产，Narain 认为这是她的奖金。
2009 年，Chinappa 的母亲 Kaniamma Winter 和她的儿媳一起去查一张乐透彩票。当它被确认为中奖彩票时，温特慌张到连她的银行账号都记不起来了。于是，这笔钱就“为了方便”存入了Chinappas的银行账户。

Family divided 

More than eight years ago Angeline Deep Narain took her brother Ajnesh Narain Chinappa and his wife Valashni Vandana Chinappa to court over a property the couple bought, with what Narain believed were her winnings. 

In 2009, Chinappa’s mother Kaniamma Winter went to check a Lotto ticket with her daughter-in-law. When it was confirmed as a winning ticket, Winter was so flustered she couldn’t remember her bank account number. So, the money was put into the Chinappas’ bank account “for convenience”.

In 2012, the Chinappas told Winter and Narain they would be trespassing if they went to the house. 

The home of the Chinappa family in Papatoetoe; the family have been embroiled in a legal dispute over a winning Lotto ticket. Photo / Cherie Howie 

The couple went on to buy a property in South Auckland, but a nasty feud erupted over who was entitled to the winnings, and the property. 

Years later, in 2021, the High Court found that the winning $250,000 Lotto ticket belonged to Angeline Narain, she had a 50 per cent share of the house.

这对夫妇继续在奥克兰南区购买一处房产，但围绕谁有权获得奖金和房产爆发了严重的争执。
2012 年，奇纳帕斯夫妇告诉 Winter 和 Narain，如果他们去那所房子，就是非法侵入。
多年后的 2021 年，高等法院裁定中奖的 25 万美元乐透彩票属于 Angeline Narain，她拥有该房屋 50% 的股份。

The Chinappas rejected that Narain was the winner of the Lotto ticket and appealed the decision. 

A recent Court of Appeal judgement found the Chinappas held a 20 per cent share of the house for Angeline Narain and she should be compensated for the years she wasn’t living at the home. 

“Many people dream of a Lotto win,” the judgement said. 

“Even a modest win might lift a family’s circumstances and relieve financial pressure. In this case, a Lotto win seemed, at first, to do just that. It allowed a family to put down a deposit on a large house in South Auckland in which they could all live together.” 

While still maintaining that his mother was the Lotto winner, Chinappa said he would not challenge the latest ruling and planned to sell the house to meet the court-ordered payments.

上诉法院最近的一项判决裁定，Chinappas 夫妇持有 Angeline Narain 房子 20% 的股份，她应该得到补偿，因为她没有住在家里。
“很多人都梦想中乐透，”判决书说。
“即使中了一点小钱，也可能会改善一个家庭的境况并减轻财务压力。在这种情况下，一开始，乐透中奖似乎就是这样做的。它让一个家庭可以在南奥克兰的一所大房子里存入首付，他们可以一起生活。” 
虽然仍然坚称他的母亲是乐透中奖者，但 Chinappa 表示他不会挑战最新的裁决，并计划卖掉房子以支付法院下令的款项。 

Big Lotto winner Trevor Cooper, left, on his wedding day in 2013, has found himself at the centre of several spats since his massive win. Photo / New Zealand Herald 

Cursed Christmas jackpot 

Andrew “Jack” Whittaker became an instant celebrity when he claimed the largest US lottery jackpot won by a single ticket, bagging a whopping NZ$500 million on Christmas Eve 20 years ago. 

But his life became rife with setbacks and tragedy that left him often ruing the day he bought the winning ticket. 

Associated Press reported he began drinking heavily and visiting strip clubs. On two separate occasions, thieves stole around $1 million from his vehicle in a strip club carpark.  
Whittaker lost his granddaughter and her partner to drug overdoses. 

His daughter died from cancer and in 2016 his home was destroyed by fire. Four years after his win, Whittaker alleged he was penniless. 

“I’m only going to be remembered as the lunatic who won the lottery,” Whittaker told AP. “I’m not proud of that. I wanted to be remembered as someone who helped a lot of people.”

被诅咒的圣诞大奖
安德鲁·“杰克”·惠特克 (Andrew "Jack" Whittaker) 在 20 年前的平安夜赢得了单张彩票赢得的美国最大彩票头奖，一举成名，获得了高达 5 亿新西兰元的奖金。
但他的生活充满了挫折和悲剧，这让他经常毁掉他购买中奖彩票的那一天。
美联社报道说，他开始酗酒并光顾脱衣舞俱乐部。在两个不同的场合，小偷从他在脱衣舞俱乐部停车场的车里偷走了大约 100 万美元。
惠特克因吸毒过量失去了他的孙女和她的伴侣。
他的女儿死于癌症，2016 年他的家被大火烧毁。获胜四年后，惠特克声称自己身无分文。
惠特克告诉美联社：“我只会作为中了彩票的疯子被人们记住。” “我并不为此感到骄傲。我希望作为一个帮助过很多人的人被人们记住。”

Lottery Winners who did it right. https://youtu.be/2WbAc1zOBI0